Cyber Monday: How to keep your information secure

FILE - In this Monday, Nov. 29, 2010, file photo, a consumer looks at Cyber Monday sales on her computer at her home in Palo Alto, Calif. Retailers are rolling out online deals on so-called "Cyber Monday." But now that shoppers are online all the time anyway, the 10-year-old shopping holiday is losing some of its luster. (AP Photo/Paul Sakuma, File)
FILE - In this Monday, Nov. 29, 2010, file photo, a consumer looks at Cyber Monday sales on her computer at her home in Palo Alto, Calif. Retailers are rolling out online deals on so-called "Cyber Monday." But now that shoppers are online all the time anyway, the 10-year-old shopping holiday is losing some of its luster. (AP Photo/Paul Sakuma, File)

LANSING, Mich. (WLNS) – Another Black Friday and Small Business Saturday are in the books and now shoppers are gearing up for Cyber Monday.

Experts estimate more than $3 billion will be spent online and are predicting that it will be the largest Cyber Monday in history.

Fraud attempts are up 43% this year but here’s how you can avoid being a victim.

• Create multiple and unique passwords for each shopping site that you visit.
• Watch out for spoof apps by making sure that t store you want to spend with is spelled correctly.
• Use two-factor authentication which requires a password and another security feature such as a question or mobile number to complete a transaction.
• Never save your credit card information to any shopping site.
• Choose credit over debit when making online transactions, which allows you time to dispute un-known activity.

By following these tips you can reduce your chances of being a victim of cyber fraud.

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